Market Watch

January 27, 2012 @ 02:15 PM

Nasdaq Composite 2,811.16+ 5.88
S&P 500 1,315.15- 3.28
S&P Mid-Cap 400 941.72+ 4.20
10 Year Treasury Note 1.90- 0.04
OSX Oil Service Sector Index 239.66+ 3.00

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Axa Advisors

Helping You Secure Your Personal and Business Future

Welcome to our Web site, where you’ll find a wealth of information in the form of newsletter articles, calculators, and research reports.
We hope your visit will help you understand the opportunities and potential rewards that are available when you take a proactive approach to your personal financial situation. We have created this Web site to help you gain a better understanding of the financial concepts behind insurance, investing, retirement, estate planning, and wealth preservation. Most important, we hope you see the value of working with skilled professionals to pursue your financial goals.

We’re here to help educate you about the basic concepts of financial management; to help you learn more about who we are; and to give you fast, easy access to market performance data. We hope you take advantage of this resource and visit us often. Be sure to add our site to your list of "favorites" in your Internet browser. We frequently update our information, and we wouldn’t want you to miss any developments in the area of personal finance.

1. As a financial professional, Carter’s aim is to empower you to make informed decisions and take effective action toward meeting your specific Business and Personal goals.

2. What’s distinctive about his approach is a focus on objective advice.

3. Carter can offer you a broad range of options for your individual and business needs through investment services, risk management, and financial planning strategies.

 AXA Advisors is part of the worldwide financial services leader, the global AXA Group.
 
Carter attended Boise State University and then graduated from the American College where he holds the Chartered Life Underwriter Designation (CLU®) , Chartered Financial Consultant designation (ChFC®) and the Life Underwriter Training Council Fellow designation, (LUTCF).

Carter was on the United States Junior Olympic Ski Team for two years and  the United States NCAA College Olympic Ski Team for three years.
He spent 10 years as a Professional Skier and Coach. Heading up Winter Park , Colorado , A Basin Colorado and Broadmoor Colorado. Carter was Head Coach at Spokane Washington with two mountains ,Mt Spokane and Silverhorn Ski Area.
 
He was a guest coach for the United States Ski Divisions in the West and spent several summers as guest coach at the summer racing programs in Mt Hood Meadows, Oregon..

Carter is currently the President of the Austin Chapter of the Society of Financial Service Professionals (SFSP).  

An adjunct teacher with the University of Texas in the Professional Development  Department.
A life member of the National Eagle Scout Association.  
 
He served in the Sergeant Major position as Director of the United States Army Reserve Schools in Texas with 25 years of distinghuised service in the US Army.

A qualifying member of the MDRT ( Million Dollar Round Table)

Carter has 3 daughters Stacy,Amy, and Tiffany.

Carter G. Rowles ChFC, CLU, LUTCF

Chartered Financial Consultant
 
CA Insurance Lic. #OE16048
 

9606 North MoPac Suite 950 Austin, Texas 78759 Tel: 512-794-2327     Fax: 512-795-8930 800-437-6669 #2327 carter.rowles@axa-advisors.com

Securites and investment advisory services offered throuogh AXA Advisors, LLC (NY, NY 212-314-4600), member NASD, SIPC, Annuity and insurance products offered thrugh AXA Network, LLC and its Subsidiaries. *Designations are from the American College in Bryn Mawr, Pennsylvania.

Newsletters

Managing Cash When Interest Rates Are Low

It's generally a good idea to keep three to six months of income in an emergency fund, but where should cash be kept when interest rates are low? This article discusses the advantages and disadvantages of savings accounts, certificates of deposit, and money market funds.

The Financial State of the States

Many state and local governments have struggled with lower tax receipts and large budget deficits — during and after the recession. This article offers a closer look at the financial pressures facing the states and how the methods used to address budget shortfalls could ultimately serve as a drag on the national economy.

Rising Popularity of Roth IRA as Retirement Vehicle

Investment in the Roth IRA has been growing dramatically. Fueling the growth of this popular investment vehicle are tax-free distributions in retirement and no mandatory withdrawals due to age. Compare the trade-offs of Roth IRAs with traditional IRAs, including eligibility limitations, annual contribution limits, and withdrawal considerations.

For Better, For Worse: Communicating About Retirement

A recent study indicates that couples are not communicating clearly about retirement goals and strategies, even as they approach retirement age. This article offers suggestions to open a dialogue and encourages couples to discuss their retirement needs and desires with each other and with their financial advisor.

More Newsletters →

Calculators

Impact of Inflation

Estimate the future cost of an item based on today’s prices and the rate of inflation you expect.

Cost of Retirement

Use this calculator to estimate how much income and savings you may need in retirement.

Cash Flow Analysis

This Cash Flow Analysis form will help you weigh your income vs. your expenses.

Capital Gains Taxes

Estimate short-term and long-term federal capital gains taxes

More Calculators →

Contact Info

Phone: 512-794-2327

carter.rowles @axa-advisors.com

Local Office | Branch Office


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